Stated Income Commercial Real Estate
Use Flexible Financing To Enrich Your Business
Regardless of which type of company you own, you need flexible financing to help it grow so it can remain competitive. PeakStream Capital provides stated income commercial real estate loans to businesses of all sizes. Our stated income loans can be used in any way to improve your business.
How Is a Stated Income Loan Different From Other Types of Financing?
Stated income loans require minimal documentation and paperwork, so they are typically approved more quickly than other avenues of financing. Because they determine eligibility based on the value of the property owned by a company, stated income loans are also easier to qualify for. Even if your company has a poor credit history, it still qualifies for a stated income commercial real estate loan if the value of its property is greater than the cost of its insurance, mortgage and taxes. This less-stringent approval process makes stated income loans ideal for businesses with poor or limited credit histories.
How Are Stated Income Loans Beneficial?
The money from a stated income loan can be used in any way you deem fit to enrich your business. If you have a credit score of at least 600, you will also receive the following benefits when you secure a stated income loan from PeakStream Capital.
- Receive large loan amounts of up to $500,000.
- Qualify for up to 75% LTV for mixed-use and multi-family properties.
- Earn up to 70% LTV for investment and owner-occupied properties.
- Apply for up to 65% LTV for commercial properties such as offices, retail stores and warehouses.
- Qualify for terms of up to 25 years with fixed rates.
- Receive W-2 and self-employment documentation.
Get Started Today
A stated income commercial real estate loan can improve your business in many ways, from consolidating debt to stocking inventory. If you think this avenue of financing would be beneficial for your business, contact PeakStream Capital today to discuss your options.